Victor Millner
CLU®, CHFC®, CASL®
LPL FINANCIAL ADVISOR
For Individuals and Families
In our planning structure, decisions are made with you, not for you, as we prefer that you are actively involved in the process. With our experience and an open line of communication, we feel confident that you will value our guidance for many years to come.
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A successful retirement is goal that most of us share. Unfortunately, it remains just a dream for many as their savings and strategies fall short of their retirement needs. Many advisors agree that in order to retire in the manner you desire, you will need at least 80% to 100% of your pre-retirement income. Through a process of evaluation of current strategies and a plan to fill any shortfalls, we can help you build a long tern plan for success.
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Our services for individuals and families include:
Wealth Managment
You have worked hard to get where you are, and now you want to make financial decisions to help generate income, to provide for your family, and to care for those who need your help. Allow us to demonstrate how a research-based approach to managing your wealth can lead to a better investment experience.
Risk Management
To properly build your financial house, you need a solid foundation of insurance in place to protect your family. We will help you determine the appropriate amount and type of life and disability insurance and will help you properly manage existing coverage.
Estate Planning
A well-executed financial plan will seek to minimize taxes to your heirs and aid them in furthering the values that are dear to you and to them. We welcome the opportunity to delve into deep discussions about your family and your desires and then work alongside you and your attorney to implement the plan.
Charitable Planning
We have all been richly blessed and many of us feel the call to give back to our communities and to others globally. Allow us to explore opportunities with you that will benefit the organizations you love, while making the most of charitable deductions and credits.
VICTOR MILLNER
1022 Commerce St., Suite 2C
Lynchburg, VA 24504
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434-847-0271 (office)
434-825-1915 (Mobile)
888-627-6565 (Fax)
CLU®, CHFC®, CASL®
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For Small Business Owners
As a business owner, you have worked diligently to grow your company. You face opportunities and challenges that are unique and require careful planning. Are you maximizing your tax benefits available to you? How will you transition your business to the next generation, maximize value and maintain your decades worth of developed customer relationships?
We understand many of your concerns and will ask the right questions that will get the answers to help you strive to grow and preserve your business.
Retirement Plan Services
401(k)?, SIMPLE?, SEP? So many options, and each have their own unique benefits and drawbacks. Together, we will decide on the most appropriate plan for you and your employees.
Succession Planning
Many successful business owners pour their life into the companies they love, and then one day realize they do not have exit strategies. We initiate thoughtful discussions and help you implement strategies to leave your business on your terms, for the benefit of you, your employees, and your customers.